工作论文
当前位置:首页 > 工作论文
养老金收入、代际转移支付模式与农村养老
阅读全文         下载全文
TitlePension Income, The Pattern of Intergenerational Transfers and Rural Endowment  
作者蔡伟贤 沈小源  
AuthorCai Weixian and Shen Xiaoyuan  
作者单位厦门大学经济学院 
OrganizationXiamen University 
作者Emailwxcai@xmu.edu.cn;xyshen@stu.xmu.edu.cn 
中文关键词代际转移支付 新型农村社会养老保险 断点回归设计 
Key WordsIntergenerational transfer; New Rural Society Endowment Insurance; Regression Discontinuity Design 
内容提要本文以中国健康与养老追踪调查(CHARLS)2011年、2013年全国基线调查数据为基础,使用断点回归方法就“新农保”养老金收入对农村家庭代际转移支付模式的影响做了实证研究,从中揭示养老保险制度的建立对传统家庭养老的影响的动态演变过程。结果表明:养老金收入显著“挤出”了来自子女的代际经济转移。在领取养老金的初期,“挤出效应”主要体现为子女减少对老年人实物形式的转移支付,而在依次剔除领保时长不足0.5年、1年和1.5年的样本后,“挤出效应”明显增强,且养老金收入对货币形式的代际向上转移的“挤出”由不显著变为显著,说明养老金收入对代际转移行为的作用会随着参与者对政策的信任程度的变化而变化。而“家庭捆绑”制度是导致“挤出效应”的主要原因,并且起到了扶贫的作用。此外,本文还发现农村老年人获得养老金收入后增加对子女的定期货币转移支付的现象。 
AbstractBased on the national data of China Health and Retirement Longitudinal Survey (CHARLS) in 2011 and 2013, the effect of pension income from New Rural Social Endowment Insurance (NSEI) on the pattern of intergenerational transfer of rural family is empirically studied through Regression Discontinuity Design. The dynamic evolution process of the influence of the establishment of insurance system on traditional family endowment is revealed. The research results are as follows: pension income significantly “crowds out” the intergenerational transfers from their children. At the beginning of getting pension, Crowding-out Effect is mainly embodied in the situation that children reduce the transfer payments in physical form for the elderly. After excluding the samples who get pension less than 0.5 years longer, 1 year and 1.5 years in turn, It becomes more significant dramatically; the Crowding-out Effect of pension income to intergenerational transfer in the form of currency becomes significant, showing the effect of pension income on intergenerational transfer changes with the change of participant’s trust in the policy. And “family bundling” is the main cause of the Crowding-out Effect, and it has played an important role in poverty alleviation. In addition, the paper also finds that the pension income let the rural elderly increase the regular money transfer to their children. 
文章编号WP1402 
登载时间2019-08-06 
  • 主管单位:中国社会科学院     主办单位:中国社会科学院经济研究所
  • 经济研究杂志社版权所有 未经允许 不得转载     京ICP备10211437号
  • 本网所登载文章仅代表作者观点 不代表本网观点或意见 常年法律顾问:陆康(重光律师事务所)
  • 国际标准刊号 ISSN 0577-9154      国内统一刊号 CN11-1081/F       国内邮发代号 2-251        国外代号 M16
  • 地址:北京市西城区阜外月坛北小街2号   100836
  • 电话/传真:010-68034153
  • 本刊微信公众号:erj_weixin