土地制度改革、金融创新与农民创业
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| Title | Land System Reform, Financial Innovation, and Rural Family Entrepreneurship
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| 作者 | 樊纲治 黄宇虹 |
| Author | Fan Gangzhi and Huang Yuhong |
| 作者单位 | 西南财经大学经济与管理研究院 |
| Organization | Southwestern University of Finance and Economics |
| 作者Email | gzfan@swufe.edu.cn；huangyuhong@chfs.cn |
| 中文关键词 | 土地制度改革 金融创新 创业 |
| Key Words | Land System Reform; Financial Innovation; Entrepreneurship |
| 内容提要 | 农村土地制度改革作为当前中国深化改革的核心内容之一，对金融创新与农民创业有着重要的意义。因此本文以CHFS2013年的调查数据为基础，以信贷约束和农地出租为切入点，研究了土地制度改革对解决农民信贷约束与促进农民创业的重要作用。研究结果表明，有信贷约束的家庭从事创业活动的概率较低，并且因农业生产经营而发生的民间借款也抑制了农户参与创业；此外，有农用土地的家庭创业的概率也较低，但农地出租对农户参与创业有显著正的影响。我们的研究证实了信贷约束对农民创业的抑制作用，特别地我们发现通过土地出租可以缓解农民的信贷约束，从而促进创业。这一重要发现为当前的农村土地制度改革以及“两权”抵押试点工作的开展提供了有价值的实证支持。 |
| Abstract | As one of the core contents of deepening reform in China, the reform of rural land system has great significance to financial innovation and entrepreneurship in rural. Therefore, based on CHFS 2013 data, this paper investigates the significant impacts of land system reform on solving credit constraint and improving entrepreneurship of rural families, with credit constraint and farmland leasing as a breakthrough point. Our results show that rural families who suffer from credit constraint have a low probability of entrepreneurship, and informal debts also suppress rural families to participate in entrepreneurial activity; secondly, rural families with agricultural land have a low probability of entrepreneurship, but farmland leasing has significantly positive effect on business creation. The results document that credit constraint has the negative effect on rural family entrepreneurship, and that farmland leasing can relieve credit constraint of rural families, and improve entrepreneurship. The conclusion can shed new light on the reform of current rural land system in China. |
| 文章编号 | WP1074 |
| 登载时间 | 2016-07-05 |
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